Things we did
On Coping #135
Trying to locate a more positive frame of mine, I land on some things I think we did right - or, if not right, then in a way that with hindsight I now see as preferable to the alternative.
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Bought life insurance
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We were renewing our mortgage and our broker asked if we wanted to upgrade our life insurance.
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We were already paying £150 a month for something that, at that time, it seemed certain we’d never need.
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Here’s a policy that includes income protection, critical illness cover and life cover she said.
It’s £300 a month.
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We were reluctant.
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That is a lot of money we told her.
Yes she said.
But the average age of a cancer claimant is now 45 she told us.
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This was back in ‘21 when we were moving out of London to buy our new house by the sea.
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You were 43 and I was 42.
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After many long conversations she persuaded us and we purchased the policies.
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Less than 2 years later - a year short of your 45th birthday - you received your diagnosis and we began claiming.
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First the critical illness payout.
Then the income protection.
And finally the life cover.
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Appointed Guide Parents
